Account Balance Protection

Pays 3% of your balance as of the date of loss for up to 24 consecutive months in the event that you become disabled or suffer involuntary job loss* up to age 65.

In case of death or accidental dismemberment* of the primary cardholder or an authorized user who is your spouse, prior to age 70, pays off the full balance owing on the date of loss, up to $15,000.

Covers one payment of 3% of your balance as of the first day of hospitalization (to a maximum of $500) if you are hospitalized* for more than 7 consecutive days before age 70.

Your premium appears on your statement.

The cost is just 99¢ per $100 of your current month's statement balance (plus applicable taxes). For example, if the balance on your monthly statement were $300, the cost would only be $2.97 plus any applicable taxes.

If your current month's statement balance is zero, so is your premium!

Try it risk-free for 30 days – you can cancel anytime, and if you cancel within the first 30 days of your coverage becoming effective we'll refund any premiums collected.

Pays 5% of your balance as of the date of loss for up to 20 consecutive months in the event that you or your spouse becomes disabled or suffers involuntary job loss** up to age 65.

In case of the death, accidental dismemberment or first diagnosis of a critical illness (certain types of cancer, heart attack, or stroke)** of you or your spouse prior to age 75, pays off the full balance owing on the date of loss or date of diagnosis for critical illness, up to $15,000.

Covers one payment of 5% of your balance as of the first day of hospitalization (to a maximum of $500) if you or your spouse are hospitalized** for more than 2 consecutive days prior to age 75.

Your premium appears on your statement.

The cost is just $1.19 per $100 of your current month's statement balance (plus applicable taxes). For example, if the balance on your monthly statement is $300, the cost would only be $3.57 plus any applicable taxes.

If your current month's statement balance is zero, so is your premium!

Try it risk-free for 30 days – you can cancel anytime, and if you cancel within the first 30 days of your coverage becoming effective we'll refund any premiums collected.

Pays 5% of your balance as of the date of loss for up to 20 consecutive months in the event that you suffer involuntary job loss*** up to age 65.

Your premium appears on your statement.

The cost is just 79¢ per $100 of your current month's statement balance (plus applicable taxes). For example, if the balance on your monthly statement were $300, the cost would only be $2.37 plus any applicable taxes.

If your current month's statement balance is zero, so is your premium.

Try it risk-free for 30 days – you can cancel anytime, and if you cancel within the first 30 days of your coverage becoming effective we'll refund any premiums charged.