The no annual fee PC® Mastercard®

Get up to $750 in points every year** when you spend on everyday purchases like grocery, fuel, beauty, apparel, and gas.

Apply now

Limited time offer

when you apply for the no annual fee PC® Mastercard® today.

20K PC Optimum™ points welcome offer:

Earn

20,000 points*

in welcome offers* when you apply for the no annual fee PC® Mastercard®.

See terms and conditions* for details.

Apply now

Become a PC Optimum™ points magnet.

Earn up to 30 pts per $1⁴

on every purchase you make at these Loblaw affiliated grocery stores¹.

Earn at least 30 pts per litre

when you fuel up at Esso™ and Mobil™ stations in Canada³.

Earn up to 45 pts per $1

at Shoppers Drug Mart® and Pharmaprix® stores².

Earn up to 30 pts per $1

at Joe Fresh® stores⁴ and online.

Earn 10 pts per $1

when you spend everywhere else⁴.

Eligibility requirements

PC® Silver Mastercard®

Subject to credit approval and other eligibility criteria.

PC® World Mastercard®

Personal income of $50,000/year minimum or household income of $80,000/year minimum before tax. Subject to credit approval and other eligibility criteria.

PC® World Elite Mastercard®

Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.

Apply now

21.99% (Standard)

22.97% In Quebec, 21.97% (standard)

21 days

Learn more

Get the most from your award-winning credit card^§

Enjoy these great features and benefits.

PC Silver Mastercard

Replaces your card or offers a cash advance⁵ in case of emergency.

Your eligible purchases are protected for 90 days in the event of loss, theft, or damage when you pay in full using your PC® Mastercard® credit card⁶.

Receive double the period of repair services provided by the original manufacturer for up to one year for eligible items purchased using your PC® Mastercard® credit card⁶.